A Study On The Development Of Rural Land Mortgage Loan Business Of Bank J A Branch

In recent years,with the release of mortgage of rural land management right and corresponding financial support policies,the new situation of mortgage of rural management right and rural financial development has been opened.Land approval and for farmers located,which is beneficial to optimizing the allocation of resources,including money,is advantageous to the financial sector support,land circulation and land management rights mortgage financing business,so J bank A branch to deal with the online to rural land management right mortgage process innovation tentative design,solve the traditional farmland mortgage Banks encounter difficulties in the process of operation.This paper analyzes the implement J bank A branch of the rural land management rights mortgage online case model,this paper introduces the J bank A branch through constructing rural land circulation management system,realize land approval information as the core support data,accurate collection of rural land management rights and mortgage information,so as to realize agricultural land mortgage online is dealt with.Based on the in-depth analysis of this case,this paper summarizes the case value points of the process of farmland mortgage and product design on the line,and points out the problems and causes in the process of repropulsion,and finally puts forward relevant policy Suggestions to solve the existing problems.In order to further resolve the existing rural land contract and management rights online loan risk,improve the new type of agricultural management main body participation in the enthusiasm of agricultural land mortgage,online for J bank online financing pattern innovation to the contracted management of rural land,based on a standardized data and integrated financial services platform function,the establishment of rural policy optimization significance system automatic credit rating system.