A Rural Credit Cooperative's Agricultural Loan Business Development Problems

China is a large agricultural country,and the development of rural areas is directly related to the level of China's overall economic construction and the process of social development.Therefore,"three rural issues" has always been the focus of the party and the country.In February 2019,with the promulgation of the Central Document No.1,China has been consecutively focusing on the issue of “three rural issues” for 16 years.And Henan Province as China's famous agricultural province,its agricultural development is not only related to the economic development of the province,but also has an important impact on China's economic construction.For a long time,A Rural Credit Cooperatives have been the main institutions for rural area support and financial supply in A area.Its agriculture-supporting loan business has greatly assisted the development of Henan Province 's service to the “three rural issues”.On the one hand,the research on A rural credit cooperatives' agricultural loan business can provide a reference for promoting the sustainable development of the "three rural" economy,and on the other hand it also has a strong guiding role on correctly understanding and treating the credit investment.Therefore,it is very necessary for us to conduct research on the issues of the development of A Rural Credit Cooperatives agricultural loan business.In this paper,the basic idea is to put forward problems,analyze problems and solve problems,and the core content is mainly composed of two parts.Firstly,there are some problems and reasons in the development of agriculture support loan business of A Rural Credit Cooperatives.Based on the questionnaire survey of A Rural Credit Cooperatives 's agricultural support loan business and the investigation of the actual situation,the problems in the development of agricultural support loan business are analyzed from following five perspectives:product type,financial support,business income,risk level and customer satisfaction.In addition,this paper points out the causes of the problems through simple comparison and situation analysis with other financial institutions.The second is to put forward corresponding countermeasuresfor the existing problems.Based on the existing research on agricultural support loan business at home and abroad and the analysis of A Rural Credit Cooperatives 's practical problems,this paper proposes to promote A Rural Credit Cooperatives 's agricultural support loan from following five aspects:strengthening the product market development,increasing the scale of capital investment,reducing the costs of agricultural support loan,improving the risk prevention and control system strengthening the construction of rural credit cooperatives environment.In this paper,the main innovation is based on a case and study,a comprehensive and systematic discussion of the problems in A Rural Credit Cooperatives 's agricultural support loan business.Furthermore,this paper puts forward corresponding countermeasures for A's development through more targeted analysis,which will have a strong practical significance for the sustainable development of A's agricultural support loan business.