| In recent years,the development of Inclusive Finance has received extensive attention.The government has issued a series of documents and held a series of meetings.The major banks have also set up Inclusive Finance Ministry to open up new service market,which has achieved some results to a large extent.However,due to the obvious differences in the economic situation between different villages and the extremely complex differences in financial needs,how to promote and implement inclusive finance more actively and steadily,so that finance can better serve the lives of residents,the development of enterprises,and even the overall strategic layout of the country’s Rural Revitalization plays an important role.Role.Financial life is economic life.The steady promotion of inclusive financial services involves the vital interests of the broad masses of the people.It is the financial practice of adhering to the concept of serving agriculture,countryside and farmers.It is also an important support for the high-quality economic development of Hebei Province.It has always been the focus of attention of the Hebei Provincial Party Committee and the provincial government.Based on the relevant documents such as the work reports of the county and municipal governments in our province and the local economic situation,this report comprehensively measures and chooses the samples which can represent the average level of our province,and further understands the factors affecting the steady and orderly advancement of Inclusive Finance in our province by means of visiting and investigating,and further studies the impact of residents by using logit regression model.Influencing factors of inclusive financial satisfaction,combined with the actual situation,put forward relevant policy recommendations.The main conclusions of this paper are as follows:(1)The main factors affecting rural inclusive financial satisfaction are self-learning ability,smartphone use,family size,per capita annual income of families,ownership of the right to use housing,and service evaluation of financial institutions.Among them,autonomous learning ability,smartphone use,family size,financial institutions service evaluation four indicators and inclusive financial satisfaction showed a positive relationship;family per capita annual income,whether to own the right to use housing and inclusive financial satisfaction and inclusive financial satisfaction showed a reverse relationship.(2)The financing services,value-added services and counter services provided by financial institutions have significantly improved the satisfaction of inclusive finance,and the effect of value-added services is more obvious.Therefore,financial institutions should pay more attention to the different service needs of economic individuals,and provide appropriate value-added services such as technical guidance and information consultation according to their own development.At the same time,it combines with supporting measures such as increasing financial policy publicity,improving residents’ self-learning ability and promoting digital inclusive finance.This report is divided into five parts: The first part is the introduction,which introduces the background of the research,the current research situation and the research program.The second part analyses the current situation of Inclusive Finance Development in Shahe City,Xingtai,Hebei Province,mainly for the statistical description of the survey questionnaire.The third part empirically examines the factors affecting rural inclusive financial satisfaction,and concludes the research conclusions.The fourth part puts forward policy suggestions to improve the satisfaction of inclusive financial development. |
