The Trust Perception And Trading Decision Of Internet Conservatory Warehouse Financing

The rapid development of internet finance is inevitably accompanied by so me new problems.The rapid accumulation of risks in the course of its transac tions and the appearance of false information and fraud in the market make it face a severe crisis of trust.The reason is that it lacks a complete trust mec hanism.The establishment of trust mechanisms among enterprises in the Intern et Conservatory Warehouse is particularly important.At the same time,the esta blishment of trust mechanism can also provide trading decision-making advice for commercial bank.This paper explores the Internet Conservatory Warehouse F inancing based on the commercial banking financial network platform.By quan tifying the trust perception of manufacturer and dealer for the commercial bank,it is of great significance and value to analyze the relationship between trust perception and commercial bank's trading decisions.In Chapter 1-2,this paper systematically reviews the relevant documents i nvolved in the paper and gives a basic explanation of the relevant theoretical basis.In chapter 3,after analyzing the factors affecting the three-dimensional t rust perception of Internet Conservatory Warehouse Financing,it constructs the three-dimensional trust mechanism of manufacturer and dealer,considering pers onal characteristics,systems,and reputations for the commercial bank.After int roducing the indicators based on personality characteristics and regulations and agreements based on the system,the model uses the Markov model and the sa tisfaction function based on the Cauchy distribution to obtain the trust based o n reputation.According to the three-dimensional trust mechanism model,the ba nk will firstly make intentional decisions about whether to cooperate with the supply chain.Later,the next trading decision will be made if the determinatio n of cooperation intention is realized,then in Chapter 4,we study the trading decision of Internet Conservatory Warehouse Financing considering the trust p erception.By constructing profit models of manufacturer,dealer,and commerci al bank,the commercial bank's optimal credit decision(interest rate and loan amount)decisions,manufacturer's optimal wholesale price decision,and dealer's optimal order quantity decision are obtained.Chapter 5 uses Python software for simulation verification.The study found that in the decentralized decision-making,the bank's loan interest rate is a decreasing function of the trust degree,and it is an increasi ng function of the loan amount.And when the trust degree is low,the effect of the loan amount on the positive change of the interest rate is more obvious.The optimal order quantity of the distributor is negatively correlated with th e interest rate and the wholesale price,and is positively correlated with the lo an amount.In the decentralized decision,the profit of the Internet Conservator y Warehouse will increase at first and then decrease as the order quantity incre ases.When considering the supply chain coordination,the wholesale price of manufacturer is inversely proportional to the degree of trust.And it proposes relevant policy recommendations for the results.The innovations of this thesis mainly include:(1)Taking the Internet Cons ervatory Warehouse Financing based on the commercial banking network financi al platform as the research object,the factors affecting the three-dimensional tr ust perception are analyzed,and the three-dimensional trust perception model b ased on the personality characteristics,institutions and reputation of manufactur er and dealer is quantitatively established for the commercial bank.(2)After q uantifying “trust perception” as a variable,it is introduced into the Internet Conservatory warehouse financing trading decision model.To explore the impa ct of “trust perception” on commercial bank's trading decisions,including co operation intention decision-making and the influence of credit(interest rate,lo an amount)decision-making,as well as the relationship between "trust percepti on" and decision-making parameters of participating parties.