The Study Of Internal Audit In Risk Management Based On The A Commercial Bank

As an important part of the financial system,commercial Banks dominate the whole financial system.But at the same time,commercial Banks have become the most prone to risk.Under the condition of the complex and changeable international situation,combined with the increasingly competition between domestic Banks,commercial Banks in order to maintain business performance,efforts to expand business areas,make its risks also increase gradually,the risk of bank management should become a top priority.The internal audit as an activity for a bank's internal and external management activity evaluation mechanism,to form a constraint mechanism of bank risk,must maximize play its proper role.But the degree and scope of the traditional internal audit in risk management is very limited,for the role of risk management is lesser,therefore,an urgent need to improve the bank internal auditing,full participation in the commercial bank risk assessment and response.A Commercial Bank is industry on the basis of the original rural cooperative,in A consolidation method of components and the joint-stock commercial Banks.Set up time is shorter,although the established norms of internal audit,but in the risk management's role is limited,even there are some problems,need further perfect.In this paper,A commercial bank is involved in the management of risk management for internal audit.By means of A commercial bank risk management and internal auditing present situation analysis,found that A commercial bank's internal audit in risk management there is A lack of internal audit independence,participate in the wind of the slow process of management,participate in risk management scope narrow,participant's overall quality improvement.In order to better play to the internal audit in risk management of the role of A commercial bank,the risk management infiltrate into various aspects of interior design,from the goal of internal audit,identify,assess risk,making audit plan and strengthen audit supervision,four segments for A recap of the commercial Banks internal audit process.From set up the comprehensive risk management concept,broadening the scope of risk prevention,establish risk oriented audit model based on risk management of A commercial bank Suggestions for improvement of the internal audit work,to complete A commercial bank risk management system of internal audit,internal audit to play A bigger role in the risk management.