The Financial Leasing Scheme Design Of Company Q Based On Information Management

Times New Roman.In recent years,the domestic laser industry has maintained rapid growth due to the impact of macroeconomic environment,national policy support and manufacturing transformation and upgrading.In 2017,the industrial chain value of China's laser industry achieved the scale of over 100 billion Yuan.In the face of the booming development of the domestic laser industry market,the marketing system with financial services as the core of the international laser giants has entered the Chinese market competition one after another,while the domestic laser industry has developed relatively late and the financial support for marketing is relatively weak.As a flexible credit sales mode,financial leasing should become a new sales mode for laser equipment enterprises in China,so as to improve their financial status and enhance their competitiveness.At present,the development of financial leasing is also faced with many problems,especially in the post-lease management.How to effectively monitor the status of the subject matter of leasing and obtain the operating situation of customers is an urgent problem for financial leasing to overcome regional operation.Through the study on the formation of financial leasing products under the informationization control of financial leasing and the subject matter of financial leasing,this paper analyzes the necessity and feasibility of introducing financial leasing mode into the sales products of company Q,puts forward the company Q's goal and the guiding principle of financing lease,and specifically designs the organizational structure,business process,risk management,contract,lease term and rent for the company.The specific development of financial leasing business of company Q is analyzed,and relevant issues that should be paid attention to in the development of financial leasing business are put forward.Finally,it is concluded that the sales of equipment informatization through financing lease is an effective means to accelerate the collection of enterprise receivables,prevent the risk of financing lease,improve the post-production service of big data and enhance the market competitiveness of company Q.The features and innovation of this paper are mainly embodied in the following three aspects:(1)By informatization of the subject matter of financial leasing,the geographical location,production status and equipment status of the leased property can be monitored.It provides the possibility of real-time dynamic monitoring of the leased property by finance leasing companies,greatly improves the efficiency of post-lease management and expands the service radius of finance leasing companies.(2)In the form of repo guarantee,company Q provides financial leasing companies with more guarantees,overcoming the problem of poor access of financial leasing companies to deal with non-performing assets.(3)By providing data terminal acquisition system and data risk control management,company Q has created economic inflow,expanded the number of information-based equipment,and realized the application and realization of big data.