Research On Risk Control Of Pre-loan Investigation For Corporate Customers Of JS Bank Shaanxi Branch

This article through to JS bank corporate customers credit risk control the whole process of tracking,before parsing JS bank before the current credit risk control measures and management method,found that there was a problem.Deal with similar problems,in this paper with the specific analysis.Introduced in JS bank Shaanxi branch of the existing corporate customers credit investigation,on the basis of experience and methods,this paper discusses the improvement of JS bank credit risk control before the response.These measures not only covers all aspects of the problem,but also do the development and innovation.In these responses,in view of JS bank of Shaanxi province branch credit risk control of credit before the review link problems,this paper constructs the qualitative and quantitative analysis method and analytic hierarchy process(AHP),can be widely used in the standardization of bank loan evaluation model.The establishment of the model can make the JS bank Shaanxi branch before the loan review,using the model analysis and the combination of artificial risk analysis methods are analyzed.Model before the application can improve the JS bank loan in Shaanxi province branch after the investigation of the work efficiency and reduce the possible human errors in practical operation,yes before credit risk control in a more standardized and scientific.In order to comprehensively improve the JS bank Shaanxi branch of quality control before the corporate customers credit risk,this paper puts forward the importance of the construction of risk culture.JS bank should take whole risk culture construction,risk only good cultural atmosphere,to cope with risks.