Credit Management For The Enterprise Credit Mode

Business cooperation is always in the dynamic process,since it is dynamic,then business risk may arise at any time.This paper focuses on the analysis of how to prevent,control and dispose of risks arising from the process of commercial cooperation.In the process of business,there exists fierce market competition,such market competition is not only the competition of price,service,quality competition,but also a competition called "Credit Sale Mode”.When there is a fund shortage,the enterprise often seek external financial aid,and then,the enterprise produced the products after obtaining the loan.When they are put in the market,the products are transferred to the customers transferred to the customer in the mode of credit sale without any mortgage and guarantee.,the passing of title of the products are mostly with the product itself at the same time.We can analyze calmly,where does the money come from? Do you need to pay high interest? These are the pressures of corporate capital.However,what will the customer get? The customer gets the opportunity to use the loan without interest,and he will deduct your payment without hesitation if there is a quality defect.In reality,through a large number of business data research,it is found that,in the whole process of business operation,the key link is how to solve the problem of capital return more effectively.Most business peoplespend as much as 37 percent of their total effort to recoup their money,even though the delinquencies and bad debts are still high.In fact,when companies face new products or markets,due to their low recognition,they will need loose credit policies to promote sales.This paper analyzed in detail for the requirement of the due diligence in the initial stage of contract,and the exclusion of the risk in the process of cooperation,and the highly effective treatment of the risk in the late stage of cooperation.To sum up,it is called "before,after and after”.In addition,this paper attempts to divide the accounts into multiple stages,with a team of lawyers playing different roles and a professional team of lawyers to operate the process of managing the accounts.Some members of the team responsible for the professional review,and investigation in the contracting stage,as well as the data collection of evidence in the process of cooperation,also,they give advice in time for future risk conditions,and dispose of bad debts in high efficiency.The above process can not only save unnecessary cost of enterprise personnel,but also greatly improve the comprehensive competitiveness of enterprises.At present,after years of hard work,most enterprises have helped more enterprises to improve their sales performance while also increasing their profits by a big margin..