Research On Business-finance Integration System Building In Internet Financial Enterprises

Internet finance is a new type of financial business model,which is a behavior of enterprises using Internet technology to conduct traditional financial services such as insurance,capital borrowing and investment.By combining traditional financial business with Internet technology,it realizes the innovation of financial business model and theory.The rapid development of the financial industry,the Internet also puts forward higher requirements on the enterprise internal management,because of the surge in business model,enterprise financial management personnel workload,and it is not just a simple accounting functions,more need to provide timely and reliable financial data for management decision-making to provide auxiliary function,this makes the enterprise should focus on the integration of financial and business.In today's enterprises,business and finance are completely unrelated to each other.Some enterprises have achieved only a partial integration of business and finance,but most businesses and finance are still two pieces,which has become an obstacle for enterprises to make decisions in the fast-changing environment.The integration of industry and finance can not only better protect business development,but also improve the management level of enterprises,which is conducive to the improvement of core competitiveness.In essence,industrial and financial integration is to apply various financial management modules to the business operation of an enterprise,including budget management,capital management,fixed asset management,financial accounting,etc.If we want to carry out the whole process of financial integration,artificial is impossible to achieve,we must first build a strong information system as a guarantee.Combined with the current situation of industry and financial integration,the bottleneck of integration lies in the business and financial system.Under the guidance of theories such as information asymmetry,stakeholders and management information system,Internet financial enterprises should build their integrated industrial and financial system based on the industrial and financial integration demand of the Internet financial industry,so as to enhance the matching degree of the financial data of Internet financial enterprises,improve the management efficiency of enterprises and realize the industrial and financial integration.This paper is divided into six parts.The first part mainly includes research background and significance,research content and methods,and introduces the innovation points of the research.The second part reviews the relevant literature and theories at home and abroad,which provides the theoretical basis for this paper.The third part analyzes the business characteristics of Internet financial enterprises,the applicability of the existing ERP system and the demand of its construction of integrated financial system.The fourth part gives a general overview of the self-construction of integrated industrial and financial systems,including self-construction goals,self-construction ideas and architectural design.This paper describes the overview of DJ enterprises and analyzes their demand for building integrated industrial financial system.Fifth part for DJ first Internet financial enterprises are introduced,and built according to its industry fiscal system of the enterprise integration framework,and has carried on the self-built thought to constitute a system of each module and function,then puts forward the integration of DJ enterprise industry fiscal system implementation safeguard measure,the sixth part of the full text is summarized,the prospect of research and put forward the next step.