A Study On The Preference Of Commercial Banks Participating In PPP Project Financing And Influencing Factors From The Perspective Of Financial Analysis

Because of the late start of PPP model in China,the uncertainty is high,there are many participants,it is difficult to manage,the capital liquidity is large,the supporting laws and regulations are not perfect,and the government credit is insufficient.The uncertainty of PPP project itself leads to many challenges and risks for commercial banks.Commercial banks,as capital suppliers,also have some deficiencies in their understanding of this model,showing a preference for traditional lending in the process of participating in project financing.Different commercial banks have different financial characteristics,such as risk tolerance,operation ability,capital turnover ability,asset size,and so on.The differences are different in different degrees.All commercial banks participate in the important factors of project financing.On the basis of this,this paper analyzes the present situation and significance of the participation of commercial banks in PPP,based on the financial characteristics of the commercial banks,from the perspective of the financial characteristics of the commercial banks,from the capital adequacy of the commercial banks,the capacity of the industry,the capacity of capital turnover,the ability to repay the debt and the profitability of the commercial banks.On the basis of six aspects,such as the size of the assets and the like,the relevant models are used to analyze and analyze how these financial factors influence the choice preference of the commercial bank to participate in the PPP project,and on the basis of this,the corresponding countermeasures are explored,and the reference and the guiding significance for the commercial banks are provided,and at the same time,by analyzing the choice of commercial banks Well,it is helpful to guide commercial banks to participate in the construction of PPP projects reasonably and standardized according to their own financial characteristics,to achieve fine management,to promote commercial banks to actively participate in PPP projects,and to support and implement more high-quality PPP projects.