Study On The Influencing Factors Of Financing Of Farmers’ Cooperative Members In Xilingol League

As an important part of the strategy of agricultural modernization and rural revitalization,farmer’s cooperatives are an important cornerstone of the construction of a new socialist countryside.In 2007,the law of the People’s Republic of China on farmers’cooperatives was promulgated and implemented,declaring that farmers’ professional cooperatives are legal market players in China.Since then,the no.1 document of the central government every year has also regarded specialized farmer cooperatives as important new agricultural economic mutual aid organizations,encouraging and supporting the development of farmer’s cooperatives.The farmer’s cooperatives has entered the stage of deepening reform of financing has become an important problem restricting its development,and the cooperative member as the main part of cooperatives,members financing problems is the key,the financing ability weak restriction members and cooperative development.Taking the perspective of cooperative members as the entry point,this paper studies the influencing factors and degree of member financing as a new angle to solve the financing problem of members.In order to investigate the influencing factors of cooperative financing problem,research the Inner Mongolia autonomous region xilingol league area two nine flag county township of 192 farmers’ cooperative members,analyses the member’s personal characteristics,fixed assets,and to participate in government projects,social capital,financing situation of the six aspects of members,the influence of the financing behavior and financing using Heckman two-stage model of farmer’s cooperatives financing behavior and financing results were studied respectively,the size of the obtained the influence of different factors on the financing behavior and financing amount.The results show that the age,social capital,machinery and equipment,and financing demand of the members have a significant positive impact on the occurrence of financing behavior,and the living place and sales net profit of the members have a significant negative impact on financing behavior.The number of rotarians’ sheds and the degree of financing demand have a significant positive impact on the amount of financing,while the area of grassland and the net profit of sales have a significant negative impact on the amount of financing.On this basis,sussestions are put forward from the three dimensions of the government,cooperatives and their members:at the government level,improve the legal construction of the financing of cooperatives members,strengthen the strict and prudent supervision of financing,and expand the supporting areas of financing;At the level of cooperatives,it should build an industrial chain of farmer’s cooperatives,improve credit rating and social capital,and improve the ability of high-quality development and management.At the member level,improve the quality of members’ own social capital,so as to increase the possibility and effectiveness of financing,improve financing needs and resolve financing difficulties.