Research On Risk Prevention Countermeasures Of Small Loan Of Taiqian Rural Commercial Bank

Solve the problems of agriculture,rural and farmers,and involve the overall construction of the narrow community.Finance is the core of the modern economy to balance the development of cities and villages and to promote the construction of new rural communities.Promote rural reform and innovation and strengthen rural finance support.The sustainable development of rural economy requires a lot of money,and the small lending of rural commercial banks is an important financing method for the development of rural economy,realizing the modernization of agriculture,solving the problems of agriculture,rural and farmers,improving rural production management conditions,and providing financial support.As a special member of our commercial bank,rural commercial banks came from the reform of Rural Credit Corporation.The establishment of a small lease risk control system cannot transfer the mature risk control system of other commercial banks,and must consider the economic environment and credit environment of rural countryside faced by commercial commercial banks in rural areas.The market for rural commercial banks in front of Taiwan is "promoting rural economy,promoting agricultural production,and services for agriculture,rural and farmers".The small amount lending business was one of the important routes to promote the development of rural economy in Taiwan Prefecture,and gave a strong support for the process of rural reform in Taiwan Prefecture,the modernization of agricultural production and the improvement of rural life conditions.In recent years,the size of small leased loans for rural commercial banks in the former period has gradually expanded,becoming a large rural commercial bank in the northern part of Hanam Province,which is representative of the Rural Commercial Bank of Hanam province.However,according to the rapid development of rural banks in rural areas,the risk of the small amount of loans has been exposed daily,and the number of bad loans increased year by year and caused a lot of dangers in the path of good health development.In this paper,we investigate the risk control system of rural commercial banks in the prefecture.In this paper,by analyzing the present situation of small amount credit development in the former part of the agriculture and forestry company,the former agricultural integrated enterprise bank analyzed the type and origin of the existing risk and the existing risk of the stock,and analyzed the type and origin which analyzed the small amount of the loan risk from two out of the inside and outside,and the former agricultural bank and the actual problem.The Tanabata Agricultural Bank was analyzed from the point of risk control.I submitted a precaution.It can facilitate the development of small leased loans in Taiwan’s old rural commercial banks,providing reasonably effective control of the risks and providing good theoretical and strategic advice for future theoretical research and business practices.