Research On The Government Regulation Strategy Of Internet Finance In China

In recent years,China's economy has experienced rapid development,the financial industry has also experienced a comprehensive liberalization,capital in the civil industry has become increasingly important.We are familiar with more and more interconnected financial products,such as mobile payment,banking,credit,large consumption,network consumption and so on.The platform is an important link to promote China's currency to the world stage,and at the same time promotes the marketization of interest rate.As we all know,Internet security concerns the safety of citizens'lives,national security and the vital interests of every citizen.Therefore,the financial sector,the financial sector and the government will give priority to and solve problems and find solutions.At this stage,scholars at home and abroad on Internet finance research mainly around the theoretical origin,essential attributes,business model,risk and impact,regulatory countermeasures,launched a large number of theoretical research,including risk and Regulatory Research more.Reform of China's current financial supervision model has become a consensus of the theoretical circles,but how to reform the current has not formed a unified view.Most of the Internet regulatory research is divorced from the financial industry,and the regulation of Internet finance is discussed separately.Despite differences from traditional financial products,the essence of its finances has not changed.Still classified as the financial sector.Then the supervision of this new financial model cannot be isolated from the current system of financial supervision.With the process of Internet finance from scratch,the financial regulatory system needs to be adjusted and improved in a timely manner.At present,the financial supervision of government websites is very important.It is essentially a problem of centralized regulatory uncertainty and regulatory boundaries;lack of information;imperfect recruitment system and low level of security risk control,requiring the government to consider solving the problem by reviewing the regulatory model.Starting from the theoretical review and development status quo,this paper examines the risk and supervision of China's Internet finance,discusses the new financial supervision mode suitable for China's economic and financial background,and finally puts forward new ideas and designs for the supervision of the financial industry.