Research On Financing Structure Optimization Of DY Financing Leasing Company

After the reform and opening up,the financial leasing industry has appeared in China.Since 1981,it has gone through more than 30 years of development,including the initial stage of germination and rapid development,the stage of consolidation after the emergence of risk concentration in the period,and now it has entered an innovative stage of development.At present,China's financial leasing industry shows a high-speed development trend,second only to the United States in total business volume,and has become an indispensable part of China's economic transformation process.With the continuous development of business,the financing scale of financial leasing companies is expanding.However,most of the SMEs in China have a single financing structure,which is difficult to meet their own development needs.How to raise low-cost funds better and faster has become an urgent task for SMEs.This paper takes the optimization of financing structure of financial leasing company as the topic,combines theory with practice,uses case analysis and other methods,chooses the financing case of DY financial leasing company as the breakthrough point to analyze,analyzes the defects of financing structure of DY financial leasing company,and compares the financial leasing leader of Tianjin Dongxin Port Free Trade Zone.Typical financing cases of financial leasing companies such as Far East leasing and Tianjin Bohai Sea are introduced in detail.The diversified financing methods include enriching the types of low-interest bonds,carrying out asset securitization and combining with trust business.The flexible and diversified financing methods are tried to be applied to DY financial leasing company.Optimize the financing structure of DY finance leasing company and solve its financing problems.The research object of this paper is mainly small and medium-sized financial leasing companies.With the main problems existing in their financing as a foothold,it brings enlightenment to China's financial leasing companies in broadening financing channels,reducing financing costs and improving the efficiency of capital utilization,and puts forward reasonable countermeasures and suggestions.