Research On Risk Management Of Medical Equipment Leasing Project

In the 1980 s,the financial leasing industry began to rise in China.Its business scope mainly includes printing,ship,medical,construction and aviation,etc.Compared with western countries,the financial leasing business of medical equipment in China develops slowly.However,in recent years,with the development of China's social economy and the improvement of people's living standards,people's requirements for medical services have become increasingly high.At the same time,the state of competition between medical institutions under the impact of the medical system reform is becoming more and more fierce,the domestic most hospitals only through the establishment of modern hospital diagnosis and treatment system to improve the level of competitiveness,and thus improve the quality of their own medical services,in order to better meet the requirements of modern people for medical service quality.Facing such competition,medical institutions must increase investment in hospital infrastructure,constantly replace advanced medical equipment,introduce foreign advanced technology,and strengthen the improvement of medical hardware and software environment.However,the introduction of advanced medical equipment requires a large amount of investment.However,the capital scale of hospitals is limited and the financing channels are few.Therefore,it is difficult for medical institutions to keep pace with the update pace of modern medical equipment relying on their own funds.Financial leasing,a debt financing method,opens up a new financing way for medical institutions to purchase equipment,improves the situation of shortage of hospital funds,and brings great convenience to the development of hospitals.The development of financial leasing industry will greatly promote the development of China's medical industry and improve the medical environment of China's hospitals.This paper mainly studies the risk management of medical equipment financing leasing projects.Firstly,based on the research and research results of domestic and foreign scholars,the theories of financial leasing and project risk management are reviewed in detail.Secondly,the development status and main business of YD financial leasing companies are introduced,and YD financing is pointed out.The problems existing in the project risk management of the leasing company;and the case analysis method,the in-depth study of the H machine hospital CT equipment financing leasing project carried out by the YD financial leasing company,from the lessee's profitability,operational capability,capital structure,and debt repayment The ability to analyze the financial risks faced during the project development,as well as the risks of credit risk,external environmental risks and equipment risks during the project development process,and use the analytic hierarchy process to conduct risk assessment and select a risk less.The financial leasing program;finally,proposed countermeasures to further strengthen the risk management of medical equipment leasing projects of YD financial leasing companies.