Research On Insurance Industry Development In Hainan Pilot Free Trade Zone

Insurance is the stabilizer and booster of society.For the modern economic development,insurance is not only a safety mat,but also an important way to help the economy to build and develop.It is also a sign that the modern social economy and civilization have developed to a certain level.The insurance industry not only plays the most basic role of insurance in economic compensation,but also plays a pivotal role in financial financing and corporate risk control and management.Through the construction of Hainan Free Trade Zone as a starting point,systematically explore the opportunities and challenges brought by the construction of Hainan Free Trade Zone to the insurance industry,and then combine the economic status of Hainan Province with the development status of the insurance industry.At the same time,Drawing on the successful experience of Shanghai Free Trade Zone,it proposes targeted development countermeasures for the insurance industry to promote the construction of Hainan Free Trade Zone.In combination with the Hainan Free Trade Zone,many policies need to be implemented.Many systems and policies need to be perfected and established.Sustainable development requires not only technology,but also a large number of talents as support and the current situation of people's insurance awareness and risk management awareness.Four suggestions were put forward: First,the insurance funds are used well.The use of insurance funds belongs to the core content of insurance development and English.It is not only related to the solvency of insurance companies,but also to social stability and the healthy operation of enterprises.Secondly,to create independence.A new type of insurance company that meets the needs of Hainan Free Trade Zone construction,including liability insurance,shipping insurance,environmental liability insurance,etc.These new insurance companies must not only maintain the economic development of Hainan Free Trade Zone,but also build beautiful The ecological Hainan escorts.Thirdly,it is necessary to form an independent talent attraction and cultivation system,and to create a high-quality talent team belonging to Hainan,so that technology and talents will become the stable foundation for the sustainable development of Hainan Insurance Industry and Hainan Free Trade Zone.Finally,it is necessary to use the powerful hands of the government to help the people and enterprises form a correct understanding of the insurance industry.Only when people recognize insurance from the bottom of their hearts,enterprises fundamentally recognize the necessity of insurance awareness and can only play a bright road to develop the insurance healthily.