Study On The Operational Risk Of Shengjing Bank

In recent years,although various countries in the world have continuously adjusted the economic environment through the implementation of various economic policies,the economic situation at home and abroad is still not very ideal due to the existence of operational risks.This macro situation also affected the development of the banking industry.Moreover,different from market risk and credit risk,all kinds of economic losses caused by operational risk can not be ignored.Therefore,under the guidance of the Banking Insurance Regulatory Commission,China began to implement macro-supervision and control over the operational risks of various commercial banks,from macro to micro-level,to promote and control the current situation of operational risks.In order to improve the level of operational risk prevention and control,It is synchronized with market risk and credit risk to ensure the stability,coordination and sustainable development of banks.Shengjing Bank was established in Shenyang,Liaoning Province,and belongs to a city commercial bank with the earliest establishment time,good reputation and large assets in northeast China.Is the third city commercial bank to set up branches across provinces throughout the country,in the small and medium-sized city commercial banks,has a certain strength position.Therefore,taking Shengjing Bank as the main body of operational risk analysis of urban commercial banks,it has certain research value,and can be used for the same industry and the same level of banking units,in the operation of risk.The practical supervision also has great reference significance.Based on the relevant data of Shengjing Bank from 2011 to 2018,this paper uses the income model to quantitatively analyze the operational risk,so as to obtain a scientific and reasonable value of operational risk.The classic cases of Shengjing Bank in recent years are selected from both internal and external angles,and the operational risks are qualitatively analyzed in order to analyze and interpret the problems existing in the risk cases in order to find out the causes of the risks in the cases.So as to put forward the operational risk prevention measures,in-depth research on the operational risk of the bank.