Research On Risk Management Of Supply Chain Finance Of Agricultural Bank

As one of China's four largest state-owned commercial banks,Agricultural bank is an important participant and provider of supply chain finance.With the rapid development of electronic commerce and Internet technology,the supply chain finance of Agricultural bank is constantly merging and innovating.It is gradually moving from offline to online.The traditional risk of credit business intertwined with the unique risks of the supply chain financial business,which affects the development of supply chain finance together.Therefore,strengthening the research of the risk management has become a top priority for ensuring the healthy development of supply chain finance of Agricultural bank.This thesis studies the development of supply chain finance and the identification,evaluation and response of various kinds of risks of Agricultural bank.The feasibility and effectiveness of the risk management measures are verified by the case of the JL Group supply chain financial case carried out by Agricultural Bank.First of all,this thesis introduces the development background of supply chain finance from the financing difficulty of small and medium enterprises,the influence of Internet technology development and the transformation needs of Agricultural bank,and points out strengthening the research of risk management on the supply chain financial business is of great significance to develop the supply chain finance and promote the transformation of business.Then,this thesis summarizes the related literature of supply chain finance,clarifies the concept,development status,comparative advantage and risk characteristics of the supply chain finance of Agricultural bank,and points out the outstanding problems in the current financial development of the supply chain of Agricultural bank.Secondly,this thesis makes an in-depth study on the risk categories and countermeasures of Agricultural bank supply chain finance,and analyzes credit risk,operational risk and market risk from the perspective of risk identification,risk assessment and response,and puts forward the risk management Suggestions for the supply chain finance of Agricultural bank.Finally,on the basis of the study of the financial risk categories and management of the supply chain finance of Agricultural bank,this thesis analyzes the financial cases of the supply chain of JL group carried out by Agricultural bank,analyzesthe risk management measures and results in detail for various kinds of risks,and verifies the effectiveness of the risk management measures.