The Present Situation Problems And Countermeasures About Asset Securitization Of Commercial Banks In Zhejiang Province

Asset securitization as an innovative financial tool,has the advantages of traditional financial instruments will be hard to replace after worldwide grew rapidly,but at the same time,it also brought a global financial storm with opportunities and challenges.Asset securitization in our country under the double support of market demand and policy support,both in business and got a certain development scale,the feasibility of asset securitization in our country has important significance to the development of China's financial markets.In Zhejiang province based on the information on the development of asset securitization,since the pilot respectively from theory and actual operational level in the face of Zhejiang asset securitization business issues related to research,asset securitization of commercial Banks to carry out the situation of Zhejiang province were combing,summed up the current Banks in asset securitization business in Zhejiang province pattern,the influence on various financial entities,by analyzing the present situation of asset securitization,Zhejiang province,trying to promote the nationwide significance.According to the article,the development of asset securitization in Zhejiang province has its feasibility,can be effective to help defuse financial risks of commercial bank,the release of liquidity,widen the channel of the earnings,etc.,so as to boost the local economy development.But also face the business level and the problems to be solved on the level of policy environment,on this basis,this paper puts forward the broadening the scope of underlying assets,further refined products structure design,foster the subject of multi-level market investment in six aspects,such as countermeasures.The model of Zhejiang has its reference significance.Through the analysis of the situation in Zhejiang province,it can better promote the development of asset securitization business nationwide.