Research On Capital Risk Management Of Commercial Banks Based On Internal Control

In view of the commercial Banks in the country that play an important role in the economic system,how to effectively implement to effectively control the risks,is the development of the bank itself and the whole national economic system must consider the question.Along with the commercial Banks internal control system gradually perfect,the bank has gradually realized from the system level to regulate bank risks.In addition,with the implementation of Basel,through the measurement of economic capital and configuration,also started from another level of commercial Banks risk faced by effective regulation.However,the existing two kinds of risk management approach is still in the development process,has not yet reached the perfect,did not give full play to their role in risk management.Through theoretical analysis,found that the internal control and capital risk management can be combined effectively,so as to realize the effective management of risk in the commercial bank.Article as a starting point,first,analyzed the commercial Banks internal control practices and the present situation of the capital management and risk management problems in the capital,further analyzed combining internal control and capital risk management to manage the feasibility and the concrete steps of the risk faced by commercial Banks.Finally,in order to A bank as an example,analyzes how to specific application based on the internal control evaluation of economic capital management system to implement the comprehensive management of bank's risk.