Research On The Financing Of Agricultural Cooperatives In Huize County

With the implementation of the national supply-side reform,the strategy of rural revitalization,and the introduction of inclusive finance,the agricultural development in Huize County has also taken on a policy of breeze.Agricultural cooperatives have flourished.Currently,there are 679 farmer cooperatives of various types in the county with a total agricultural output value of 8.089 billion yuan,and agricultural production has begun to take shape.However,with the economic and social development,the economic value and profitability space of traditional crops have been gradually reduced,and the market needs high-quality,green,and ecological agricultural products.This requires local transformation of the current mode of operation,which is extensive,decentralized,and farmer-based.Focus on emerging agricultural technologies(including importing advanced seedlings,renewing irrigation equipment,establishing traceability systems for agricultural products,whole-system cold chain transportation,etc.)and large-scale operations.The precondition for continuous improvement and upgrading is the protection of capital investment.At present,The agricultural Cooperatives in Huize county mostly use loans from relatives and friends,private lending,farmers' equity,microfinance,etc.There are many mismatches between the cost and duration of financing and the development cycle of cooperatives,which make the development of cooperatives subject to limit.In this paper,30 agricultural cooperatives randomly selected from large-scale townships in Huize County.Agricultural cooperatives were surveyed using questionnaires and field visit surveys.A large number of primary data were obtained,and theoretical analyses and statistical descriptions were used.Analysis and Logistic model analysis conducted a comprehensive study of the survey data.The first is a brief description of the applicability,advantages and disadvantages of the financing concepts,financing types,and various financing methods related to the research topics.The information asymmetry theory,preferential order financing theory,loan pricing theory,and credit ration theory are described.This study lays a theoretical foundation for this study.The second is to conduct descriptive statistical analysis on the status of development,business status,and financing status of 30 sample cooperatives,and find out the factors that affect the financing of farmers' professional cooperatives in the county and the existing problems.Third,according to the analysis of the existing literature and the analysis of questionnaires,the factors that may affect the financing of cooperatives are selected,and Logistic model is used for regression analysis to analyze the significant factors affecting the cooperative loans.The fourth is to address the factors that affect financing from the two periods of the recent and the long-term,and from the internal and external environment,combined with the actual situation in Huize County,put forward solutions to the financing difficulties.