| With the fast development in commerce,the pre-paid contracts with standard terms are becoming a popular consumption mode.It indeed brings convenience to consumers,but such kind of new mode also gradually influences people’s daily life.At the same time,it solves many problems for consumers,such as capital turnover,customer loyalty and so on.Thus the potential social value and economic value in pre-paid contracts with standard terms can not be ignored.But in actual commercial actions,problems about pre-paid contracts with standard terms are highlighted due to some merchants’ bad faiths.But because it is new comer,it is incomplete in related laws and regulations,insufficient in supervision,and uncertain in pre-paid cards issuing,and unclear in both parties’ obligations and liabilities,so it causes abuse of standard terms.This thesis thoroughly introduces pre-paid contracts with standard terms,customers and vendors’ rights and obligations under the contract,advantages and disadvantages about pre-paid contracts with standard terms,and it also analyzes reasonable,fair and unreasonable and unfair standards terms in commercial actions,besides that,it also proposes legal improvement and precautions to pre-paid contracts with standard terms.The main idea of the paper is to discuss about pre-paid contracts with standard terms’ challenges and improvement,it tries to strike balance between customers and vendors so as to reach a win-win situation.This paper also made in-depth analysis on rationality of standard terms and discussion about contractual terms.This thesis aims to protect consumers’ rights via Law of Contract,General Principles of the Civil Law,as well as Law on Protection of the Rights and Interests of Consumers and so on. |