The Research On Risk Control Of Corporate Credit Business In Bank Of China LF Branch

The financial environment in China is increasingly complex.Meanwhile,the stress of risk aversion on commercial banks grows rapidly along with the development of economic.The healthy and stable development of commercial development concerns social stability and economic development.Commercial banks' major asset-related business is credit business,which forms the major source of banks' income.Therefore,the primary risk on commercial banks at present is credit risk concerning credit operation.With using systematized study method and case analysis method which combines qualitative analysis and quantity analysis,solution have been put forth upon exposition and analysis of issues on corporate risk control.Firstly,it analyzes the risk management of credit operation and risk-formation mechanism.Secondly,it describes the current situation of hazard management in Bank of China LF Branch and analyzes the deficiency of risk management in corporate credit business,which illustrates by case study with an ultimate solution and strategy.From practical perspective,this paper systematically introduces the credit risk and pointedly provides suggestion on improvement,which helps BOC LF branch to enhance risk-control and management ability as well as a means of gaining experience for all commercial banks.