Research On Banking Reform Of Rural Credit Cooperatives

With the rapid development of urbanization in the vast rural areas of China,rural cooperative finance has become an important part of the rural financial system in the vast rural areas of China and an important support force for economic development.It plays a role in alleviating the financing difficulties of rural and small enterprises in serving the "three rural areas" and promoting the development of rural areas.The role of agricultural modernization in promoting the development of rural economy.There are still many problems in the development of rural credit cooperatives,such as unclear property rights system,inefficient governance and so on,which make the rural credit cooperatives in the process of providing loans for farmers in a certain plight.In the current context of accelerating economic development and accelerating urbanization process,the banking reform of rural credit cooperatives.Imminent.In view of this,this paper will take the rural credit cooperatives in Boshan area as an example to analyze,find out the existing problems in their development,analyze the process of banking reform,point out the effectiveness of the reform,and combine with its actual situation,put forward countermeasures to further improve the banking reform.This paper is divided into the following parts:object definition,research content and research ideas,research basis of the theory and methods of introduction;the second part is the development of rural credit cooperatives in Boshan area,mainly pointing out its development history.The third part is the practice of the banking reform of the rural credit cooperatives in Boshan area,pointing out the background,foundation and prerequisite of the reform,and the concrete process of the reform;the fourth part is the effect of the reform of the rural credit cooperatives in Boshan,including the gradual clarity of property rights and the continuous improvement of economic benefits.The fifth part is the problems and countermeasures,pointing out the existing problems in the restructuring of Boshan Rural Credit Cooperatives,and put forward corresponding countermeasures;the last part is the conclusion and research prospects,mainly summarized the views of this paper,and the future.The research direction is prospected.Through this study,the author believes that the rural credit cooperatives in Zibo need to strengthen internal control management,service "agriculture,countryside and farmers",strengthen support for small and medium-sized enterprises,strengthen the quality of professional training.The innovative significance of this study is to enrich the theoretical research system of the reform of China's Agricultural and Commercial Bank,and provide a reference for the reform of the rural credit cooperatives in Zibo.