Research On Credit Risk Management Of Huaxia Bank

Credit risk is the main risk of commercial bank operation,and effective management is the focus of risk control of commercial Banks.Commercial Banks to keep good control and evaluation of credit assets,is the marketization of interest rate in the context of sustainable development in the future the important guarantee and the strategic development of the core.In this paper,taking the research of our country commercial bank credit risk management,the first part introduces the research background,research significance and the main train of thought,the second part is the related theory,for the development of western commercial bank credit risk management theory,and Chinese scholars recent main research achievements in terms of the credit risk.The third part probes into the current situation of credit risk management in China commercial Banks,and points out the main credit risk factors.The fourth part,according to our country commercial bank credit risk management system and the method of weak links,and enumerates the compared to western countries for reference to promote the construction of China's banking risk management problem.The fifth part is to understand the present situation of risk management of huaxia bank and analyze its credit management system and its risk factors.The sixth part puts forward the measures for strengthening credit risk management by huaxia bank.The seventh part summarizes the main achievements and the development of the article,and looks forward to the future research direction.This research from the domestic and foreign credit risk management theory and the present condition of our country commercial bank,together with the present situation of our country commercial bank credit risk management,the key to select representative bank,huaxia bank as parsing the credit risk of the huaxia bank may face,put forward the huaxia bank credit risk management countermeasures and Suggestions.