The Investigation Report Of The Critical Illness Insurance

After entering the 21 st century,the rapid development of China's insurance industry,especially in health insurance industry development is very rapid,the critical illness insurance as one of the main health insurance coverage is also a high-speed growth.On the other hand,since January 1,2016,31 cities across the country officially launched the commercial health insurance pilot work,personal income tax policy for pilot areas individuals to buy health insurance products subject to the provisions of spending,according to the limit standard of 2400 yuan/year in front of the personal income tax deduction.But in this market is thriving,under the background of the policy of good,is unable to heal due to critical illness and events to raise money on the Internet is still emerge in endlessly.This suggests that the critical illness insurance market supply and demand still exist larger mismatch.Based on relevant theoretical research literature at home and abroad,on the basis of combing the concept of critical illness insurance market supply and demand,characteristics and influence factors are introduced,a heavier disease risk overall market supply and demand imbalance background research,analysis the influence factors of critical illness insurance market supply and demand,to do some in-depth study of critical illness insurance market supply and demand problem,critical illness insurance market,for example to analyze specific research,on the basis of questionnaire design,application of Internet survey questionnaire survey in the form of distribution and recycling,and on the basis of a questionnaire survey of G city,critical illness insurance market analysis and put forward constructive Suggestions,in order to commercial insurance companies develop critical illness insurance business and the government strengthen the regulation of critical illness insurance market to provide the reference,so as to promote the benign development of the industry.The insurance industry is the key industry of the national economy,the stability and development of the economy as a whole plays a vital role.And heavy disease risks as life need to buy the first paragraph of the life insurance,to protect the health of people,the family financial security has a very important role.Through market research studies the influence factors of critical illness insurance,make policy play a better role,let the government and the insurance company can make more reasonable policy and policy,improve the level of national health care and reduce the financial burden.At the same time,the consumers' personal characteristics into the demand for insurance products directly affect the traditional perspective,to the consumers' personal characteristics group to study the indirect effects of the demand for insurance products,and innovative conclusions are drawn.