Research On The Internal Control Of City Commercial Banks

Since entering the twenty-first Century,with the rapid development of economic globalization and financial liberalization,China's banking industry has gained unprecedented opportunities for development.As an important part of China's banking industry,city commercial banks have also gained unprecedented opportunities for development.However,it is undeniable that the opportunity and the challenge are coexistence,the competition between the banks is increasingly fierce,and even the events such as bank bankruptcy have occurred,City commercial banks face unparalleled challenges.In order to make up for a series of defects,such as small scale,low starting point and late start,many urban commercial banks make their own scale expansion and business development as the focus,thus neglecting their own internal control construction,which leads to the improvement of internal control construction and its own speed of development,which leads to a variety of recent years.Large financial cases,frequent cases,involving people involved in the various levels of urban commercial banks,resulting in a large number of irreparable serious consequences,seriously affecting the financial order and the stability of the banking industry.Therefore,it is the primary task for the healthy and stable development of China's urban commercial banks to build a perfect,standardized and suitable internal control system for the current development of China's urban commercial banks.This paper takes Inner Mongolia bank as the research object,which is divided into six parts.The first part is the introduction,This part first introduces the research background,purpose and significance of this paper,and then summarizes the internal and external research on internal and external control of commercial banks,and finally briefly expounds the research methods,content and innovation of this paper.The second part is the definition and theory of related concepts.This part mainly introduces the relevant basic theories and relevant concepts.The third part is the general situation of Inner Mongolia bank and the analysis of the current situation of internal control,This part first introduces the Bank of Inner Mongolia briefly,then analyzes the status of its internal control,and finally finds out the defects and shortcomings of its internal control through the research and analysis of its internal control status.The fourth part is about the problems of internal control in Inner Mongolia bank,This part mainly combines the internal organizational structure of modern commercial banks and the research and analysis of their current situation,and analyzes their specific problems.The fifth part is Inner Mongolia bank's internal control improvement proposals,In view of the problems existing in the internal control of the Bank of Inner Mongolia and the different responsibilities of the different internal organizations of modern commercial banks,the corresponding suggestions and Countermeasures for improving the internal control are put forward.The sixth part is the conclusion and Prospect of research,summarizes the research process and conclusion,and prospected the future research.