Research On The Model Of Y Bank Private Equity Investment Management

In 2016,the overall characteristics of China's economic situation were slowing down,stabilizing and improving,and more positive changes in economic development.The annual GDP reached 74.4 trillion yuan,an increase of 6.7%.Total retail investment in fixed assets and social consumer goods increased by 8.1% and 10.4% year-on-year,respectively,and exports fell by 2.0% year-on-year.China's commercial banks are in a critical period of reform and transformation.Private equity investment will bring new opportunities for the development of China's commercial banks.The main purpose of this study is to explore the private equity investment management model which is in line with the development of the bank and so can provide some reference and guidance for other commercial banks to formulate private equity investment operation strategies.This article first analyzes domestic and foreign related research of Y bank and private equity investment.Based on this,it briefly introduces the historical evolution of private equity investment,organization form and operation mode,and concludes that Y bank needs to analyze the necessity of private equity investment..The literature research method and case study method were used to analyze the Y-bank private equity investment related content,and the actual situation analysis and basic data compilation of Y-bank was found.The problems found in the Y bank's private equity investment management included the unclear development strategy of the equity fund business.Inaccurate customer demand capture,lack of professional team building,and inadequate operational risk control,and the main causes of these problems are the biased market positioning of Y Bank's private equity investment management strategy,the lack of customer communication systems,and the emphasis on the establishment of private equity specialization.Insufficient degree,loopholes in risk management,etc.Therefore,the paper borrows from the business model of private equity investment business of commercial banks in developed countries,combines with the actual situation of Y bank and the characteristics of private equity business,designs a set of business models: strategy formulation,including strategic market positioning,strategic alliance cooperation,and integration.Strategy;organizational structure establishment;business planning,including fund raising business,investment business and value-added wealth management business;risk management design,including management of credit and market risk and internal control,is conducive to the development of the private equity investment business of Y commercial bank.