Reaserch On The Effectiveness、Issues And Countermeasures Of Financial Poverty Alleviation In Lv Liang City

As a big developing country with large population,China has been struggling with property since the foundation of the People's Republic of China.From the reform and opening up,we make remarkable achievements in the number of rural poor people which has fallen dramatically through the intensified implementation of poverty reduction strategies.Under the goal of building a moderately prosperous society,the Party's nineteenth report solemnly declares that China will have lifted all the rural poor out of poverty by the end of 2020.Lv Liang as an old revolutionary base,is also one of the 14 areas designated by the national poverty alleviation and development program in the new decade.The task of overcoming poverty is extremely difficult.In recent years,financial poverty alleviation plays a significant role in such battles.The papers will take Lv Liang city in Shanxi Province as target on the basis of targeted poverty alleviation policy and will put forward proposals on how to make it effective on the system above from the perspective of rural financial poverty alleviation.The papers combs the overall implementation of the rural financial poverty alleviation in Lv Liang.Firstly,it illustrates the background and necessity of financial poverty alleviation,discusses its features and analyze its operating mechanisms.The secondly,there comes the conclusion of its progress and four models of financial poverty alleviation.Thirdly,it also analyzes the shortcomings and reduces the function accordingly because of the imperfect financial service system,in complete punishment and reward,the lack of inadequate government function,backward insurance system,imperfect coordination mechanism for financial poverty alleviation and so on.Finally,considering the problems above,the papers puts forwards to improve rural credit environment,perfect the discount and risk compensation mechanism,improve rural payment environment,innovative financial products to support rural development and establish the healthy rural financial poverty alleviation and punishment mechanism.