KYC And Risk Control Of Ant Money Laundering In Internet Finance

Money laundering has great harm to the healthy development of the financial industry,and even affects economic construction and social stability.Especially in the Internet financial industry,it has more difficulties to control the risk of the money laundering,compared to traditional 'financial industry,such as more flexible business mode,lack of anti-money laundering experience,open an account without face to face and so on.How to use the advantages of Internet finance to solve the anti-money laundering problem of Internet finance is a major problem in recent years.In this paper,I analyze the existing anti-money-laundering experience and advanced technology at home and abroad,and combining the practical experience of my actual work in Internet financial,and then summarizes the research a set of Internet financial risk control of money laundering in China.By make full use of the Internet financial data and technical advantages;it is easier to identity their customers and control the money laundering risk.In addition,based on the practical experience in the third-party payment mechanism,it describes a complete set of risk control system in detail,including the big data acquirement,data transform,data modeling and risk identification.The system provides Internet financial enterprise more experiences and methods to control money-laundering risk.