Capital Management Research In The Bank Of Ningxia

From the introduction of the Basel ? in 1975 to the Basel ? in 2011,the Basel Accord has evolved over the course of the development of the world economy and financial developments over the past 30 years.And mature.With the China Banking Regulatory Commission promulgated the"Commercial Bank Capital Management Measures(Trial)",through the implementation of the new regulatory standards,to further clarify the regulatory direction to promote the banking industry reform and transformation.In terms of Ningxia Bank,although the current capital adequacy ratio can meet the regulatory requirements,but the development of its various types of business or capital consumption is too fast,capital adequacy ratio gradually decreased,so optimize its existing capital management model,to further strengthen and It is particularly important to standardize the capital management of Ningxia Bank,to continuously improve its own management level,to promote the transformation of business model and development mode,so as to continuously enhance the market competitiveness to meet the strict capital supervision.Based on the Bank of Ningxia Bank,this paper analyzes the current situation of capital management of Ningxia Bank Co.,Ltd.and summarizes the problems existing in the capital management of Ningxia Bank.Then,starting from the three pillars of Basel,this paper puts forward the construction plan of Ningxia Bank's capital management system,With the internal rating of the primary method of capital measurement,the establishment of a scientific capital management system.And strive to follow the implementation of the new capital agreement to keep up with the pace of reform with the industry to promote the risk management of Ningxia Bank from qualitative change to qualitative and quantitative combination of the way to effectively enhance the level of refined management of Ningxia Bank,Ningxia banking business management and management More effective decision support,to achieve risk,capital and business of the organic combination of the three,and effectively enhance the level of capital management.