Optimization Research On Case Risk Prevention Management Of Changchun YC Bank

The banking industry is undergoing new mode transition in recent years by the pressure on China's macro economy decreasing,the prominently structural contradiction between the new power of economic growth and the old power weakened,affected by the economic slowdown,the decline in business profit,capital supply and demand structure doesn't match.Meanwhile,with the deepening of the rule of law by government,a series of laws,regulations and financial regulatory policies have been promulgated and revised by the central government.The YC bank was established in 2007.It is located in China's fifth state-owned banks,which are located in serving issues of agriculture,farmer and rural area,communities and serving medium-sized and small enterprises.It is a large retail bank dedicated to providing services to customers in China's economic transformation.In recent years,the number of banking cases is frequently happened.No matter the number of cases or the amount of money involved,it is shocking.The pressure of case prevention in Changchun YC bank has also increased.With the successful listing of YC bank on the main board of Hong Kong stock exchange,YC bank has officially landed in the international capital market,and various businesses are also widely developing.The effectiveness and pertinence of its risk prevention and control management need to be strengthened.YC bank is later established than other state-owned commercial banks.Its management level of case risk prevention and control is quite different from that of advanced banks at domestic and overseas.There are many shortcomings in management mechanism and management method.Based on the analysis of Changchun YC case bank risk prevention and control management status using key analysis,literature research,qualitative analysis methods to point out the existing problems,analyzes the reasons,combined with the domestic and foreign advanced case of anti risk management ideas,experiences and lessons from the prevention and control system,the risk of investigation proxy mechanism,management mode,business organizations to implement the regulatory requirements,compliance culture construction and other aspects of the case management of risk prevention and control countermeasures are proposed.This research helps to improve the management level of risk prevention and control in Changchun YC bank,and has a certain reference significance for the steady and healthy development of Changchun YC bank case risk management.