| A country's industrial structure and the development of industry determines its' s stage of economic development,and it is how to allocate reasonable social resources that determines the state of the industrial structure.The development of the financial system can effectively affect the level of social saving and investment,which will affect the flow of capital and the structure of stock,and it can allocate social resources.The effective financial system can allocate social resources efficiently and rationally and realize the role of optimizing and upgrading the industrial structure.Therefore,the development of the financial system is an important support for the adjustment of industrial structure.First of all,this article tells the domestic and foreign scholars on financial development and industrial structure optimization and upgrading,and then summarizes the relationship between financial development and industrial structure optimization and upgrading.It is concluded that the development of the financial system through the credit market and capital market influence industrial structure adjustment.Its action mechanism mainly about capital formation mechanism,guiding mechanism,capital credit mechanism of catalytic mechanism as well as the support of technological innovation.And then,this paper analyzes the present situation of Tianjin financial development and the status quo of the industrial structure,respectively about the development of banking,insurance and securities industries.Until to now,the banking system has still in the leading position of the financial system,and other non bank financial institutions for economic contribution is still relatively weak.In terms of industrial structure,it mainly analyzes the proportion of the three industries in the GDP of Tianjin and their respective development trends.Through the analysis,the tertiary industry output value has exceeded the second industry output value and continue to rise,but its internal segmentation industry contribution percentage has a very big disparity compared to Beijing,Shanghai and other cities.The wholesale and retail trade are still the main power of output growth.Finally,the article does the empirical analysis on the relationship between the financial development and industrial structure optimization and upgrading.It uses the second industry output value proportion and the tertiary industry output value proportion to measure the optimization and upgrading of industrial structure,and uses the total financial assets,financial structure index to evaluate the development of the financial system.It concluded that the upgrading of industrial structure has the promoting effect of financial development. |
