Research On The Influencing Factors Of Liquidity Risk Of China's Listed Commercial Banks

Liquidity risk is one of the risks that affect the operation and management of commercial banks.Since the establishment of commercial banks,the development of banks has been accompanied by liquidity risk.Many banks in China have government background and large scale assets.It is generally believed that there will be no liquidity risk.And the liquidity crisis that broke out in June 2013 makes the liquidity management of the banking industry full of confidence impacted.It is one of the key work of the commercial banks in China to strengthen the management of liquidity risk.This article hopes to draw the conclusion that the liquidity risk of commercial banks can affect the liquidity risk of commercial banks in China by analyzing the current situation of liquidity risk and the factors that affect the liquidity risk.The first chapter,as an introduction,mainly describes the background and significance of studying the liquidity risk of commercial banks.In the second chapter,through literature review,we introduce the related theories of liquidity risk.The third chapter analyzes the current situation of China's commercial banks' liquidity by three ways.The fourth chapter divides the factors that affect China's listed commercial banks into external factors and internal factors,and expounds their influence on bank liquidity.The fifth chapter,according to the previous article,divides China's listed banks into two types of banks according to their assets,and selects the appropriate explanatory variables and the explanatory variables to carry out an empirical analysis of the liquidity of the listed commercial banks in China,and draws the different conclusions of the two types of Listed Banks in China.At the end of the article,we put forward countermeasures and suggestions according to the conclusions.