The Measurement Of Inclusive Financial Level Of Northeast China And Analysis Of Influencing Factors

With the rapid development of the social and financial industries,the financial market has gradually emerged from the financial exclusion of funds mainly from high-income groups and large enterprises.In order to achieve fair financial services for all groups and enterprises,the United Nations proposed in 2005.Benefit financial concept.Now,not only has inclusive finance been taken as the core of future financial development in the world,it has also paid great attention to the development of inclusive finance.In 2013,at the Third Plenary Session of the 18 th CPC Central Committee,it was proposed that the development of inclusive finance should be promoted,diversification of the financial market should be enriched,and financial deepening reform and innovation should be promoted.In 2015,the Central Leading Group decided to adopt the Plan for Promoting inclusive Financial Development to provide guidance on the development of inclusive financial development in the future.This paper has conducted in-depth research on the development of inclusive finance in Northeast China through the process of finding problems,analyzing problems,and solving problems.First of all,through the combing of domestic and foreign documents,the relevant concepts and existing research results are summarized.Secondly,a combination of qualitative and quantitative analysis was used to analyze the development environment of inclusive finance in Northeast China from the basic economic conditions and basic financial conditions,and from the three aspects of inclusive financial needs,supply,and infrastructure construction,The financial environment will focus on analysis and conclude that there is an imbalance in the demand for inclusive financial services.The third measure of the inclusive financial index measurement measures the level of financial support in Northeast China,and compares it not only with the central,eastern,and western parts of China,but also with the analysis of the differences between the provinces in Northeast China.The country is at a backward level.The fourth uses the panel data,and uses a combination of theory and empirical analysis to analyze the influencing factors of inclusive finance,and selects the level of economic development,the efficiency of financial development,the income gap between urban and rural residents,the level of urbanization,the level of informatization,and the degree of government regulation.,educational level,and traffic level are eight explanatory variable indicators.Finally,according to the comprehensive research in the previous section,we propose innovative and diversified inclusive financial structures,strengthened internet service for inclusive financial services,monetization of movable property,financing,raising the overall level of education for urban and rural residents,strengthening the promotion of inclusive finance,and protecting the rights and interests of consumers.policy suggestion.