Research On The Development Of The Corporate Credit Business Of China's Commercial Banks

In July 2017,the five year national financial work conference was held to clear the direction for the future development of China's financial industry.The main tone of the financial risk prevention and control of the system was determined.The nineteen report and a series of policy guidance and supervision opinions issued in the follow up also put forward the corresponding requirements for the development of China's financial industry for a period of time.This article is in this context,combined with the development of ICBC's Corporate Credit Business,this paper analyzes the current situation and existing problems of the Corporate Credit Business of the commercial banks in China,and puts forward a special docking mechanism for the future development of the Corporate Credit Business of our commercial banks under the current situation.Actively undertake social responsibility,pay attention to the credit market planning,improve service efficiency,pay attention to the prospective study of the credit cycle,improve the ability to manage risk actively,refine the regional credit policy,implement one line and one policy,build a professional team,optimize the performance assessment mechanism and other countermeasures and suggestions.The countermeasures and suggestions proposed in this paper have some reference significance for the commercial banks in China to deal with the influence of the external environment under the current economic situation and supervision,to improve the management ability of the corporate credit business line and to maintain a steady and orderly development.