Research On Internet Public Finance Model

Internet crowdfunding is a new,independent of outside the formal financial system of investment and financing forms.It is a complement to formal financing industry,the lack of effective financing channels for individuals and small businesses traditionally,can raise the platform in order to lower the cost of obtaining funds through public,its innovation support;on the other hand,means that a large number of ordinary people get directly involved in the business innovation of investment right,sharing the benefits of innovation.The combination of the two,with financial inclusion and equal financial value,the market mechanism and the resulting credit mechanism and the technical mechanism of small enterprise financing difficult problem and financial reform with the experimental and reference significance to promote the whole social innovation atmosphere,solve.This paper first analyzes the status quo and development mode of the Internet to raise the public's concept,second to raise public Internet opportunities;analysis of the bottlenecks in the development process and legal problems;finally analyzes the significance and necessity of the development of the Internet to raise public.This paper considers,in our country,the raised platform transaction intensive,small micro financing information lacks transparency,investors lack of experience,coupled with innovative business itself highly uncertain cause problems crowdfunding risk problems and protecting the interest of investors,more and more attention,part of all the financing and investment of both funding and donor properties,which makes the problem more complicated,and caused some controversy in practice.These circumstances make us trends survey,industry risk,supervision of the industry and industry of the need of the Internet crowdfunding industry research.Mainly due to the current Internet crowdfunding platform basically focused on the foreign and domestic industry development relative lag,crowdfunding platform business scale is small,so the discussion of foreign typical platform and related legal issues occupy larger space of the article.Through these studies,on the one hand to help the general public to understand this new form of investment and financing business characteristics,operation process and the actual value,clarify some misunderstandings;on the other hand to Internet crowdfunding practitioners and enthusiasts and industry to provide valuable reference for regulators,think and sort out the problems involved in the development of the industry.To jointly promote the sustainable and healthy development of the Internet and all the chips.