Research On Mergers And Acquisitions Loan Strategy Of Guangxi Branch Of Bank C

With the rapid development of our country's economy,there are more and more mergers and acquisitions between enterprises,and their forms become varied.Most mergers and acquisitions between Chinese companies have a historic mission to transform the Chinese economy.Whether they are government-led mergers and acquisitions,or those between state-owned state-owned enterprises,they are complex and involve equity investments that often require large amounts of capital.Commercial mergers and acquisitions loans are usually needed.Since December 2008,the cbrc issued the "management guidelines for commercial bank mergers and acquisitions loans",which indicates that commercial banks can carry out this business and meet the growing market demand,thus promoting a large number of Chinese mergers and acquisitions transactions,to a certain extent,to promote the economic development of China.Commercial banks carry out merger and acquisition loan business,there are certain risks,need commercial banks legal compliance,need to adopt the prudent principle,reasonable control of merger and acquisition loan risk,the main purpose and significance of this paper is that commercial banks design merger and acquisition loan transaction model,explore the business operation mode of merger and acquisition loan.This paper introduces the general situation,risk and reasons of credit lending from the branch of bank C in Guangxi,and then takes the X group as an example,analyzes the merger and acquisition transactions of the group,deeply discusses the credit lending scheme of bank C to X group,and analyses the main risk points and control measures of the scheme.Finally,from the development of the merger and acquisition loan business,the risk prevention of the merger and acquisition loan business,and so on,put forward the C-bank merger and acquisition loan business risk control specific countermeasures.