The Research About The Counter Operating Risk Of A Branch Of Agricultural Bank Of China

In New Basel Accord,handle risk is regarded as an significant risk for modern commercial banks.In recent years,the frequency of operation risk of commercial banks in China has increased,and the main features of the operation risk are the diversified causes,serious results and high frequency.With the rapid development of Internet finance and the updating of technology,the potential hidden danger has been brought to the occurrence of commercial bank operating risk cases.Therefore,the purpose of this paper is to analyze the current situation of bank operating risk,the reasons and types of bank operating risk in A branch of China agricultural bank,start from the internal control theory,comprehensive risk management theory and corporate governance theory of operating risk,to effectively prevent and control the risk of counter surface operation,and to improve the security of customer and bank assets.This paper mainly uses literature analysis,case analysis and investigation to study the effective control of counter surface risk of A branch of Agricultural Bank of China.This paper mainly uses literature analysis,case analysis and investigation to study the effective control of the counter operating risk of A branch of Agricultural Bank of China.It mainly includes the risk of operation of counter surface caused by system factor,the risk of operation of counter surface caused by staff factor,the risk of operation of counter surface caused by self-help equipment factor and the risk of operation of Super counter factor.Through the participation of the cabinet personnel to answer the questionnaire of the design,understand the key points and main measures of preventing risk and controlling,risk management and control system optimization,effective counter risk control and self-service equipment risk prevention and control four aspects of feasibility,multi-faceted and multi-angle to ensure that the counter risk is effectively high quality control.Through the systematic analysis of counter business risk of A branch,this paper develops a new way for future risk analysis and business development,and studies the points and measures of A agricultural counter business risk,which can effectively reduce the occurrence of corresponding cases,protect the safety of state and personal property,enhance the reputation image of the banking system and provide reference for commercial banks of the same kind to avoid counter business risk effectively.