Investigation Reporton Residents' Consumption Finance In Xiangyang City

In Xiangyang city construction since the "twelfth five-year" deputy centre city of Hubei province and the han river plains of central city as the goal,relying on the advantage of the old industrial base and the development of emerging industries,the economy has maintained a good momentum,greatly promote the development of the Hanjiang river basin,the amount and type of financial institutions not only expanded rapidly,in addition to the Wuhan in Hubei province in 2017 GDP secri ranked first.Along with our country to expand domestic demand,a series of measures to stimulate the economy,consumer consciousness gradually infiltrated in daily life,ahead of consumer finance become the transformation of the mode of economic development and an important means to improve the level of residents' life,is an important carrier of family financial activities.Based on the perspective of the residents of Xiangyang city,this survey adopts the method of network survey and field distribution questionnaire,and analyzes the consumption financing situation of residents in xiangyang city in multiple dimensions.This survey firstly combines the investigators occupation with the analysis of consumer financing penetration,and then analyzes the consumer financing behaviors in combination with gender and income.Finally,it analyzes consumer financing channel selection and influencing factors and suggestions for improvement based on age,from the perspective of consumers.The main body of the market and the level of social supervision find out the reasons for restricting household consumption financing activities.Finally,several suggestions are made for promoting the level of financing for residential consumption: based on consumer-level recommendations,strengthen financial knowledge learning and lay a good foundation for consumer financing.The recommendations at the financial institution level fit the actual development of products to meet the residents' material spiritual needs;speed up brand promotion and actively develop consumption potential.Based on government-level recommendations: Foster consumer finance awareness,vigorously liberate traditional consumer ideas;develop characteristic industrial chains,and focus on increasing residents' income;introduce multiple institutional bodies and strengthen market supervision systems.