Design And Implementation Of A Consumer Finance System Based On Microservice Architecture

As an important branch of the financial field,consumer finance is mainly composed of commercial banks,licensed consumer finance companies,and Internet financial platforms.The participation of different business entities can cover more long-tail customers,provide financial services to customers with capital needs,and practice inclusive finance.At the same time,in the operation and development of consumer finance business,it can supplement the data of China's credit reporting system and help the construction of credit system.Consumer finance relies on the support of software systems.In the existing consumer finance software systems,most of them do not have overall plan.Therefore,there is insufficient business focus and unclear boundaries of the system;repeated construction of the system and overlap functions;high couple degree and difficult maintenance.Enterprise-level software first needs to adopt different strategies according to the stage of business development.In the early stage of business development,system construction is mainly focused on supporting business functions and business lines,so multiple systems are more independently constructed.In the mature period of business development,enterprises have the precipitation and accumulation of business and technology,and the ability to carry out overall system plan and implementation.This article combines the actual work situation,in the context of the enterprise's overall plan of the consumer financial system,fully investigate the operation of the existing system and the needs of the business department,and conduct a global design of the entire system from an architectural perspective,use phased reconstruction,promote the continuous improvement of the system.First of all,the overall design of the system architecture is mainly based on the JAVA technology stack,use the design concept of the microservice architecture,apply the Spring Boot framework and the Spring Cloud technology ecology,design and implement the system basic technical architecture;secondly,abstract and group the system microservices,design and implement some system microservices;third,promote and follow up the implementation of multiple business microservices.