Research On The Penetration Innovation Mode Of Blockchain Technology And Technology Finance

In recent years,with the improvement of science and technology level in China,small and medium-sized scientific and technological enterprises have increasingly greater demand for funds.However,as the system of science and technology financial services is not yet sound,the problem of financing difficulty of enterprises is prominent.In order to promote the integrated development of science and technology and finance,the author puts forward the innovation model of integrating the block chain technology with science and technology finance,and improving the financing difficulty of small and medium-sized technology-based enterprises.The decentralized distributed structure of blockchain technology can save a lot of intermediary costs.The tamperable time-stamp feature can solve the problem of data tracking and information security,and the flexible programmable feature can help standardize the existing market order.The advantages brought by these blockchain technologies can improve the financing efficiency and reduce the financing cost of scientific and technological enterprises.Therefore,the author chooses this penetrating innovation model as the research object.In this paper,the penetrating study of the patterns of innovation,mainly from its theoretical basis,the actual development status and regulatory perspective,and choose the typical financial platform of science and technology-peace Baa S platform one zhang chain as a case,studies to block chain technology as the underlying technology and the penetration of financial grafting of science and technology innovation model for the influence of small and mid-sized enterprise financing.The case analysis is mainly to analyze the characteristics,operation status,development prospect and defects of the model,and finally to put forward the areas to be improved in the model.After the research on this penetration innovation model,the author believes that it is feasible to take the block chain technology as the underlying technology and technology finance as the grafting innovation model.This innovation model will inject a "strong needle" into enterprise financing and promote the development of science and technology financial services.Such infiltration innovation mode is worthy of reference and reference by similar scientific and technological financial service institutions for rational utilization of resources,standardized design of products and innovation of transformation thinking.In addition,this paper also believes that enterprises must do a good job in risk prevention while carrying out financial innovation,and the regulatory and legislative departments should also do a good job in supervision and legislation to ensure the healthy development of the financial industry.