| With the continuous advancement of financial informatization,major banks have built online banks to meet the personal business needs of customers,thus getting rid of the constraints brought by time and place,greatly improving the user experience,and banks are also frequently repeating labor.The liberation of labor can put energy and resources into how to better meet customer needs,innovative wealth management products and respond to financial market changes.Online banking is an online extension of traditional banks.The concept of self-service business services is perfectly matched with the actual needs of customers,so it has broad development prospects.At present,the online banking of major banks has taken shape,and the research and application of online banking by some city commercial banks is still in its infancy.The business model of the city commercial bank has local characteristics.In recent years,it has developed very fast.With the continuous growth of business volume,the existing information system can no longer meet the demand.Therefore,the city commercial bank is urgently setting up a collection and loan management,credit card management,A comprehensive online banking management system that integrates services such as payment service management to meet the growing business needs.This paper takes a local commercial bank in a city as the research object,investigates its current informationization development status,and analyzes and designs an online banking information management system that is in line with its business development.The specific work is as follows:First,conduct in-depth research on the business development of the city commercial bank,understand its current level of informatization,the scope of business involved in the existing information system,and clarify the direction and requirements of online banking design according to business characteristics.Secondly,research the mainstream development tools in the market,compare the advantages and disadvantages,and select the appropriate development tools based on the actual online banking development needs.Then,with the object-oriented method,the demand module analysis and UML modeling of the functional modules of the city commercial bank are carried out,and the relationship between the actual participants of the system and each functional module is explained,and the functions and event flows of each module are described in detail.Then,based on the results of the requirements analysis,functional design,including architecture design,user relationship design,business process design,functional module design,database design and interface design.Finally,unit test,system test and integration test are carried out on the implemented online banking system,and the test results are summarized and analyzed.The test results show that the designed online banking management system of the city commercial bank is rich in functions,simple and beautiful interface,smooth operation,and can better meet the actual business needs of the city's commercial banks. |
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