Research On Family Structure And Savings Rate

In recent years,the change of family structure in China is deeply influenced by demographic changes.With the deepening of the aging of the population,family structure has also undergone tremendous changes.As one of the most important economic factors,savings rate is of great significance for China's economic development and improvement of living standard.After the analysis of the changes in the family structure,this paper focuses on the relationship between the family structure and the savings rate.Select nuclear family and three generations family as research opponents.This paper focuses on the study of the relationship between the specific family structure and the savings rate.In the article,the paper selects the nuclear family and the three generations family as the research focus,and studies the savings rate,the U type relationship,the income class,the number of minor children and so on.Besides,analyze the relationship between the endogenous structure and saving rate of the nuclear family.Select the latest survey data of CFPS 2016,sorted out and optimized the data.According to the conclusions obtained from the empirical analysis,the corresponding policy recommendations are put forward.This article expounds and studies family structure and savings rate in six parts.The first part is the introduction part of this article,which mainly introduces the contents,background and significance of the article,and discusses the innovation and shortcomings of this article.The second part investigates and analyzes the literature related to the family structure and the savings rate,and the third part introduces the family structure and the savings rate at home and abroad.The fourth part introduces the model selection,data processing and data sources;the fifth part uses the regression analysis of the established model and analyses the results of the regression,and makes the robustness test to the empirical results.The sixth part summarizes the relationship between family structure and savings rate based on the previous econometric analysis,and puts forward relevant policy recommendations.