Sustainability Study On The Combination Of Endowment Insurance And Reform Policy Of Government Organizations And Institutions In Chongqing

In January 2015,the release of the Decision of the State Council on the Reform of the Pension Insurance System for Employees of State Organs and Public Institutions(Guo Fa No.[2015] 2)by the State Council started the official implementation of the pension insurance integration reform for state organs and public institutions.Based on the theory of sustainable development,this paper studies the sustainability of the pension insurance integration policy for state organs and public institutions in Chongqing,and aims to continuously improve the pension insurance integration reform policy for state organs and public institutions and make it sustainable with the premise of meeting the reform needs at current stage.First of all,this paper elaborates on the connotation of the sustainability of pension insurance integration reform for state organs and public institutions,summarizes and teases out the three exploration stages of the implementation of pension insurance integration reform policy for state organs and public institutions in Chongqing,and interprets and analyzes the content of the integration reform policy by referring to the actual needs of the pension insurance system reform for state organs and public institutions,taking the pension insurance integration reform policy for state organs and public institutions in Chongqing as the research object and analyzing the relevant cases.It is proved by the case study that the design and implementation of the current pension insurance integration reform policy for state organs and public institutions in Chongqing are reasonable to some extent in the short-term,and the research on the sustainability of pension insurance integration reform policy for state organs and public institutions shall focus on the analysis of the influencing factors.Secondly,it analyzes the internal and external factors influencing the sustainability of the pension insurance integration reform policy for state organs and public institutions in Chongqing and confirms the current key influencing factors by starting with the connotation of the sustainable development of pension insurance for state organs and public institutions and adopting the qualitative analysis method.In the meantime,through the model of the gap between income and expenditure of pension insurance funds of state organs and public institutions and the quantitative analysis method,it calculates and predicts that there will be a gap between income and expenditure of the pension insurance funds of each period for state organs and public institutions in Chongqing in 10 years,and fully depending on the funds raised as per pension insurance policy for state organs and public institutions without government subsidies will lead to the deficits in each year,the imbalanced income and expenditure of each period and the increasingly large gap year by year,which indicates that the imbalanced income and expenditure of the pension insurance funds of state organs and public institutions is one of the adverse factors influencing the sustainability of the integration reform policy.Finally,according to the research,it points out the issues,such as “temporary treatment” for the middle people(those who were employed before the reform and retired after the reform),no introduction of occupational annuity fund administration measures,no implementation of pension insurance transfer policy,insufficient standardization of pension insurance business handling,and imbalanced income and expenditure of pension insurance funds,in sustainability of pension insurance integration reform policy for state organs and public institutions in Chongqing,analyzes the causes of these issues and proposes the relevant countermeasures and suggestions.