Securitization Of Assets At The End Of House Purchase

In the context of increasingly fierce competition in the market economy,capital plays a vital role in the survival and development of enterprises.To grasp capital means to grasp the lifeblood of enterprises.Enterprises without capital cannot survive,let alone develop.Therefore,financing has become the most realistic demand for the survival and development of enterprises and the most urgent problem to be solved.However,corresponding to the urgent financing needs of enterprises,the financing channels of enterprises are single,and the financing mainly relies on Banks.The financing cost is high,which brings great financing pressure to enterprises and cannot completely alleviate the financing needs of enterprises.Therefore,in order to obtain funds to support the development of enterprises,we have to innovate financing methods and explore diversified financing channels.In this context,asset securitization arises at the historic moment,and the rapid development in recent years,asset securitization has been successfully used in various industries,and because of the characteristics of different industries developed kinds of forms of asset securitization,to be able to combine industry more efficient and low cost to meet the financing needs of different enterprises.Home purchase balance payment asset securitization is also an innovative form of asset securitization in the explosive growth process of China.It combines asset securitization with the special situation of China's real estate industry,aiming to solve the strong financing needs of real estate enterprises and achieve efficient and low-cost financing.As the use of the balance payment that buy a house more successful enterprise asset securitization financing,country garden housing balance payment asset securitization is more representative,this paper hopes through the country garden housing balance payment assetsecuritization case analysis,from the operation flow and involve risks and preventive measures to illustrate country garden housing balance payment what are the success of asset securitization financing experience is worthy of reference for other enterprises,and the balance payment that buy a house in China from several aspects the perfection of asset securitization are proposed,to expect to buy balance payment to get rapid and stable development of asset securitization.This paper is divided into three parts: introduction,text and conclusion.The introduction part introduces the background and significance of this paper,summarizes the existing domestic and foreign literature on asset securitization,and introduces the research methods of this paper.The text consists of five chapters: The first chapter introduces the concept and content of balance payment asset securitization.Starting from asset securitization,this paper introduces the difference between it and balance payment asset securitization for house purchase,and explains the legal issues and construction process involved in balance payment asset securitization for house purchase.Chapter two is an overview of balance payment asset securitization case of country garden house purchase,aiming to have a general and comprehensive understanding of balance payment asset securitization case of country garden house purchase.The author introduces the background of balance payment asset securitization of country garden house purchase,and explains its operation process and final implementation results in detail,so as to have a clearer understanding of this case.Chapter three analyzes the risks of balance payment asset securitization.For the purchase of balance payment asset securitization in a variety of risks are classified.Chapter four puts forward the preventive measures to the risks of balance payment asset securitization mentioned in the previous chapter.The e current home purchase balance payment asset securitization practices used in the risk preventionmeasures were sorted out.Chapter five puts forward some Suggestions to perfect balance payment asset securitization.The perfection of balance payment asset securitization needs many forces,which is the result of the joint action of many forces.Not only the need to improve the current legal norms system,but also to increase the regulatory level of supervision.At the same time,strengthening the construction of enterprise credit system is also necessary.