The Research On Conviction Of P2P Network Lending In China

In recent years,the rapid development of P2 P network lending in China has become a current hot issue.In the reality,there are many disparate developments and disordered operations in online lending.A variety of social hazards broke out.The stability of China's financial order has been greatly impacted and the interests of public investors have been undermined.The behavior of P2 P network lending touches the "red line" of criminal law.P2 P network lending is related to the country's economic and financial order and the people's economic and property interests.P2 P network lending chaos and suspected criminal activities require the regulation of criminal law.However,P2 P network lending is an important form of internet finance.It is a financial innovation.It requires the encouragement and guidance of the country and society.In the numerous complicated problems of P2 P network lending,the creditor's guarantee behavior has been controversial.It has been difficult to identify many criminal and non-criminal acts.P2 P network lending debt guarantees are currently a problem that must be faced.The determination of its crimes and non-crimes has become a major practical issue and a theoretical issue that need to be solved in the criminal law academic circle and the criminal justice circle.China needs to make a valid determination of criminal and non-criminal in theory about the creditor's guarantee behavior of P2 P network lending.The various chaos in the field of P2 P network lending needs to be effectively regulated to maintain the socio-economic and financial order.China's laws should encourage and support the innovative development of P2 P network lending,crack down on alienation and illegal acts,protect legal innovations,and promote the P2 P network lending market towards a legal,stable and orderly track.