The Crime Of P2P Lending Platform Is Analysis And Esponse

P2P online lending platform is the use of Internet finance(ITFIN)service website to combine P2 P lending with online lending and play an intermediary role in capital lending.As an innovative model of Internet finance,since 2007,when the first P2 P online lending platform "patting loan" has been created,this kind of Internet finance new business mode has gained explosive growth.At the same time,Internet illegal fund-raising cases that have entered the criminal justice process in recent years are also increasing.For this kind of new phenomenon,the research focuses on the civil,administrative and criminal aspects of the stereoscopic financial risk prevention,but it lacks the necessary attention to the criminal justice practice that is taking place.This paper will use the relevant jurisprudence of Chinese refereeing instrument net to analyze the crime of P2 P online lending platform in combination with the practice of judicatory practice,and to provide a reference for the effective governance of Internet financial chaos.This article from the judicial practice,through consulting data,collected a batch of the current typical P2 P lending platform crime case,these cases are data mining and comprehensive analysis and research,layer upon layer depth,step by step,analysis of the current P2 P lending platform criminal judicial cognizance,and from criminal legislation,the judicial authority management,construct crime buffer and other aspects.There are four chapters.The first chapter is an introduction to the research background and significance of the research,the relevant laws and regulations at home and abroad,the thoughts and methods of research.The second chapter P2 P lending platform involves criminal summary,emphatically analyzed the net credit platform involved crime main ways,types and characteristics;Chapter 3 the status quo and judicial determination of P2 P online loan crime cases,the data statistic analysis is carried out through the home of Chinese umpire instrument network and network loan,and the judicial determination of this kind of crime is expounded.The fourth chapter puts forward measures to prevent the crime of the network loan platformfrom the aspects of criminal legislation,administration of judicial organs and strengthening supervision.