The Impact Of Basic Medical Insurance On Household Consumption Of The New Generation Of Floating Population

With the rapid development of the economy,the reform of China's social security system has made great achievements,but this system still has some problems such as system division,unclear power and responsibility,and lack of fairness.The resulting unfair and uneven development pattern It has not changed.In this regard,to provide comprehensive and long-term health services for our citizens,in the report of the 19th National Congress of the People's Republic of China,the strategy of healthy China was put forward.Among them,the medical insurance system,which is an important part of social security,is an important part of implementing the strategy of Healthy China.At the same time,along with the rapid development of China's industrialization and urbanization,the size of the floating population is increasing day by day,but with the emergence of its internal new and old phenomenon,the new generation of floating population has gradually become the main attacker of China's urban construction and development.one The concept of "new generation of migrant workers" was clearly put forward in the 2010 central document "Several Opinions on Strengthening the Coordination of Urban and Rural Development and Further Strengthening the Foundation of Agricultural and Rural Development",while emphasizing the phrase "new generation",the opinion also pointed out that Take targeted measures to solve the problems facing the new generation of floating population.In the existing research in my country,there is no major distinction between the concept of new-born migrant workers and the new-generation floating population.Therefore,the current research on issues related to the new generation of floating population is of great significanceAt present,the structure of the floating population is becoming more diversified and the trend of rejuvenation is becoming more and more obvious.The social security and consumption structure of the new generation of the floating population after the 80s and 90s are showing new characteristics.However,in the face of such a huge population market,domestic and foreign research scholars mostly come from the society.From the perspective of management and social security,it is rare to solve the plight of the new generation of floating population from the perspective of economy and consumption Therefore,this article is based on the 2015 national floating population health and family planning dynamic monitoring data(volume a),using literature analysis,descriptive research methods and statistical analysis methods and other research methods,combined with "preventive savings" and "life cycle" theory to The generation floating population is the research object to analyze the impact of participating in different basic medical insurance on the household consumption of the new generation floating population.First,it summarizes the main medical insurance policies of the new generation of floating population,and analyzes the current status of the basic medical insurance of the new generation of floating population based on the data.Current intent to participate in insurance and inclination to insure;Second,analyze the current status of the household consumption level of the new generation of floating population,mainly based on income;at the same time quantitatively analyze the household consumption structure to understand the current status of monthly expenditure of the new generation of floating population;Once again,use Excle2010 and SPSS21.0 software tools to screen and analyze the data obtained,and use a simple multiple regression analysis method to participate in four different basic medical insurances as independent variables,the main consumption direction of the new generation of floating population household consumption,housing consumption and food consumption as dependent variables to build a quaternary regression analysis model,combined with relevant statistics and models The conclusion of this study is drawn;finally,based on the conclusion,the reasons for the impact of different basic medical insurances on the household consumption of the new generation of floating population are analyzed.Based on the literature research,countermeasures and suggestions for improving the medical insurance of the new generation of floating population are proposed from the perspective of promoting household consumption.The main conclusions of this study are as follows:First,according to life cycle theory,the participation of the new generation of floating population in the new rural cooperative medical insurance has a positive effect on family consumption.Second,participating in basic medical insurance can reduce the preventive savings of the new generation of floating population,reduce the risk of future household expenditure of the new generation of floating population,reduce their future savings,and thus increase current household consumption.Third,the main tendency of the floating population to participate in insurance is the new rural cooperative medical system.The ratio of the new generation of floating population to participate in the "urban employee medical insurance”has increased,but for urban and rural cooperative medical care is the same as the traditional floating population.At the end of the article,based on the conclusions,it puts forward suggestions on improving the basic medical insurance system,improving the overall level of basic medical insurance,and improving the medical security of the new generation of floating population.From the perspective of promoting household consumption,it proposes to improve the basic medical insurance policy of the new generation of floating population.From the perspective of the above,the above suggestions are provided to provide a reference for the study of the late generation of floating population.