| The beef cattle industry in Hebei Province plays an important role in developing the rural economy,raising farmers’ income and meeting the consumption demand of residents,and the beef cattle breeding,as an important part of beef cattle industry,plays a key role in the development of the whole beef cattle industry.At present,the Hebei Provincial government actively promotes the policy of financial subsidies,to a certain extent,to solve the problem of insufficient funds in the cultivation of beef cattle,but the lack of funds is still one of the important reasons hindering the development of beef cattle farming industry.Therefore,a comprehensive understanding of the financial supply and demand situation of beef cattle farming in Hebei Province,to find out the specific performance of the shortage of financial supply,is to effectively solve the problem of insufficient financial supply,to meet the financial needs of the main body of meat cattle farming of different sizes,to achieve the stable and healthy development of beef cattle breeding industry in Hebei Province.This paper firstly analyzes the current situation of beef cattle farming financial services in Hebei Province from the three aspects of financial services policy,financial services measures financial services model;secondly,based on the data obtained from interviews,literature review and related reports,the grey correlation degree analysis method and the cost-benefit method were used to evaluate the implementation effect of two typical financial service models in Hebei Province,Longhua County," government,bank and enterprise household insurance "model and Laiyuan County small cow Project,.In Longhua County "government,bank and enterprise household insurance" model,the government to provide guarantee and support funds in this model play the most role,insurance companies play a greater role,banks play a smaller role;In the cattle project,the cost return rate of cow breeding calf model in Laiyuan County is more than 1,which indicates that the implementation effect of these two models is good,but there are still some shortcomings of the conclusion;thirdly,using field interviews and questionnaires to obtain relevant data,using the Probit model to empirical analysis the of the factors significantly affecting the financial demand of beef cattle farmers and scale farms in Hebei Province,it is concluded that the scale,government support and with or without collateral of beef cattle farmers are positively correlated with financial demand,while significant impact of financial demand of beef farmers is scale of aquaculture>government-supported>with or without collateral.There is a positive correlation between the availability of collateral,the size of farms and government support,but the significant impact on the financial demand of beef cattle scale farms is with or without collateral>the scale of breeding>the conclusion of government support;finally,by comparing and analyzing the financial supply and demand situation of beef cattle breeding,to find out the problem of financial supply and demand imbalance,in order to realize the balance of financial supply and demand and promote the stable development of beef cattle breeding industry in Hebei Province,the countermeasures and suggestions for improving financial services are put forward from three aspects:government,financial institutions and breeding subjects.The innovation point of this paper lies in the first comparative study of financial supply and demand of beef cattle farming in Hebei Province,draws the conclusion that the financial supply and demand are not balanced due to the contradiction between insufficient financial supply and diversification of financial demand,and puts forward some suggestions to adjust the financial service policy,which is of great significance to improve the rural financial service system,effectively meet the diversified financial demand,and it is of great significance to solve the problem of beef cattle breeding funds in Hebei Province. |
PDF Full Text Request